![]() You agree that you can legally enter into the Consumer Credit Card Customer Agreement and Disclosure Statement (Agreement). You agree that all the information you provided in this application is true, correct, and complete. What do you agree to by applying for this credit card account?.This application is for a credit card account with Wells Fargo Bank, N.A. ![]() Part 1: Important Details About Using This Credit Card Account What happens to your Rewards Points if you pay your Credit Card account late?Ĭan we change these Terms and the Program?Ĭan we stop you from participating in the Program?Ĭan you cancel your Rewards Points Program? What can you redeem your Rewards Points for? What can reduce or eliminate your Rewards Points? Which transactions do not earn Rewards Points? How do you earn or accumulate Rewards Points? What do you earn by participating in the Program? Wells Fargo Autograph Visa ® Card Account Addendum Part 2: Wells Fargo Rewards ® Program Terms and Conditions Summary, and How does the 20,000 Rewards Points bonus work? How is the credit card law different for married Wisconsin residents? How is the credit card law different for Ohio residents? What happens if your contact information changes? How do we verify information from phone service providers? How might we manage credit limits if you have multiple Wells Fargo Credit Card accounts? ![]() What should you do once you receive your new card? What procedures do we use to verify your identity when you open an Account? Will you qualify if you have more than one Wells Fargo Credit Card account? What do you agree to by applying for this credit card account? ![]() This information may have changed after that date. Please note: Information about the credit card Account’s interest rates, interest charges, and fees is correct as of March 2023. "You" and "your" mean each person who applied for and received a Wells Fargo Credit Card account. In this application, "the Bank," "Wells Fargo," "we," "our," and "us" refer to Wells Fargo Bank, N.A. We will begin charging interest on cash advances and balance transfers on the transaction date. Wells Fargo has provided this link for your convenience, but does not endorse and is not responsible for the content, links, privacy policy, or security policy of this website. * You are leaving Wells Fargo and entering a website that Wells Fargo does not control. We use a method called "average daily balance (including new purchases)". After that, up to 5% for each balance transfer, with a minimum of $5.Įither $10 or 5% of the amount of each advance, whichever is greater. Introductory fee of either $5 or 3% of the amount of each balance transfer, whichever is greater, for 120 days from account opening. Of the Consumer Financial Protection Bureau at. To learn more about factors to consider when applying for or using a credit card, visit the website If you are charged interest, the charge will be no less than $1.00.įor Credit Card Tips from the Consumer Financial Protection Bureau We will not charge you interest on purchases if you pay your entire balance by the due date each month. Your due date is at least 25 days after the close of each billing period. How to Avoid Paying Interest on Purchases Prime Rate.ĪPR for Cash Advances and Overdraft Protection Advances This APR will vary with the market based on the U.S. Balance Transfers are subject to eligibility. Prime Rate.Īnnual Percentage Rate (APR) for Balance Transfersġ9.99%, 24.99%, or 29.99%, based on your creditworthiness. IMPORTANT DISCLOSURES Interest Rates and Interest ChargesĪnnual Percentage Rate (APR) for PurchasesĠ.00% introductory APR for 12 months from date of account opening.Īfter that, your APR will be 19.99%, 24.99%, or 29.99%, based on your creditworthiness. Thank you for your interest in opening a Wells Fargo Autograph Account. Wells Fargo Autograph Visa ® Card Terms and Conditions
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